Florida Mature Driver Improvement

Florida Mature Driver Improvement Accident Prevention Program

Florida Defensive Driving Class

Florida Car Insurance Discount Course

Florida Senior Citizen Accident Prevention Course for Auto Insurance Discounts

Mature Drivers Age 55 and Over Senior citizen’s Auto Insurance Discount

Sign up now and finish later at your convenience! An “I Drive Safely, L.L.C – Florida” based Florida Course.

Florida Defensive Driving Online Computer Mature Driver Class

Florida 55 Alive Driver Auto Insurance Discount Course

Online Defensive Driving Class Florida Defensive Driving Insurance Course

Florida Approved Online Computer 55 alive Class

Florida Auto (Car) Insurance Requirements

Before you register a vehicle with at least four wheels in Florida, you must show proof of Personal Injury Protection (PIP) and Property Damage Liability (PDL) automobile insurance. PIP covers 80 percent of all necessary and reasonable medical expenses up to $10,000 resulting from a covered injury, no matter who caused the crash. PDL coverage pays for damage to another person’s property caused by you or someone else driving your insured vehicle.

Proof of PIP/PDL coverage must be issued by an insurance company licensed in Florida to sell policies or by qualifying for a self-insurance certificate issued by FLHSMV.

Any vehicle with a current Florida registration must:

• be insured with PIP and PDL insurance at the time of vehicle registration.
• have a minimum of $10,000 in PIP AND a minimum of $10,000 in PDL. Vehicles registered as taxis must carry bodily injury liability (BIL) coverage of $125,000 per person, $250,000 per occurrence and $50,000 for (PDL) coverage.
• have continuous coverage even if the vehicle is not being driven or is inoperable. Surrender the license plate/tag BEFORE cancelling your insurance.
• purchase the policy from an insurance carrier licensed to do business in Florida. (If you are new to the state, you may ask your agent to transfer your current insurance to a Florida policy.)
• maintain Florida insurance coverage continuously throughout the registration period regardless of the vehicle’s location. (Military members stationed out-of-state/country may be exempt. Visit our military page for more information.)

The amount of insurance coverage you purchase represents the maximum amount (“limit”) that the insurance company will pay, and you may be required to pay for losses that exceed your coverage limit. The following Information may help you shop for auto insurance and learn about auto insurance policies.